Types of Accounts and Dividend Rates
Regular Savings
.10% APY
$25 minimum balance requirement (this is your member share contribution)
Account all members have
Debit card
Share Draft
(Checking)
.05% APY
No minimum balance requirement
Courtesy checkbook registers and covers
Debit Card
Christmas Club
.10% APY
Like the Vacation Club, the Christmas Club account is also a special short-term savings account. If you have direct deposit, you can set up a payroll deduction to automatically deposit money into the Christmas Club account for you throughout the year to prevent credit card debt come January.
Vacation Club
.10% APY
The Vacation Club account is a special short-term savings account. If you have direct deposit, you can set up a payroll deduction to automatically deposit money into the account for you.
Kids Club
.10% APY
The Kids Club account is also a special short-term savings account, like the Vacation Club and Christmas Club accounts. The same features are available with this account as other Club accounts.
Money Market
(Minimum balance of $500)
.15% APY
A money market account is basically a savings account— with a higher dividend rate. A money market account must also maintain a minimum balance of $500.
Super Saver
Account dividend rates are different depending on the amount you have on deposit. Rates adjust quarterly.
*** ALL rates effective 12/1/2023***